Owning a horse should be a pleasurable experience. However, most horse owners should know that should the unthinkable happen and their equine friend becomes ill or injured then bills can quickly mount up.
When calling us to treat your horse you should inform us immediately if the treatment is covered by insurance so that we can establish your insurance company's policy regarding treatment and can proceed with a claim for you as soon as possible.
With that in mind at Usk Veterinary Centre, we recommend insurance for your horse. When researching a policy, you need to bear in mind the age of the horse, the current state of health, the affordability of the premiums and the type of insurance cover you require. You will need to decide on the level of cover you require, and the policy excess. Often the type of policy you need will depend on the activities your horse will undertake.
Insurance should ideally cover:
- Loss by theft or straying
- Veterinary Fees
- Permanent Loss of Use
- Third Party Liability
Some insurance companies also offer:
- Legal Advice Helpline
- Personal Accident
- Saddlery and Tack
- Trailers, vehicles and carts
Your insurance company may require a pre-purchase examination before you acquire a new horse to ensure that the horse complies with the insurance company's health requirements. You should always inform your insurer of pre-existing conditions when asking for a policy quotation.
If you wish to discuss your insurance requirements with a member of staff please telephone 01291 672637.